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When buying a home, you will learn a lot of new vocabulary terms, such as title insurance. According to Realtor.com, title insurance protects you and your lender from future claims against the property. Your mortgage lender will usually require that you buy this...
If you were recently charged with driving while intoxicated, you likely have a number of hurdles to work through (such as legal stressors and concerns about the consequences of these allegations). However, it is important to understand the different ways in which...
Generally, trusts are either revocable or irrevocable. If you create a revocable trust, you maintain control over it by having the power to change the trust and appointing either yourself or someone close to you as the trustee. However, some individuals decide an...
When a spouse and children rely on a family-owned business for their support, an unexpected loss could result in financial devastation. Without plans for a competent individual to take over the business, a small family-owned enterprise may come to a sudden and...
Contingences in a real estate contract protect you as a buyer from legal obligations that might ensnare you after you buy a home. A home inspection contingency is one of these provisions. It allows you a way to leave the contract without going through with the...
North Carolina drivers like you know that you can get into serious trouble for certain behaviors on the road. For example, a DUI conviction has the potential to ruin your life. Driving while texting can result in potentially lethal accidents. But what about speeding?...
If your parent or grandparent suffers from dementia, you may worry about developing the condition when you are older. While not all people inherit dementia from family members, doctors generally encourage people to consider this risk factor. After watching your loved...
Purchasing a home involves a major investment, so every decision that goes into the process deserves thoughtful consideration. In some cases, you may decide to move forward with a particular home purchase under conditional means, meaning you are willing to move...
When drunk driving allegations arise, a lot of people worry about time behind bars, financial penalties and other challenges they will face in the near future as a result of the charges. However, many people fail to take a careful look at the ways in which their lives...
Many people aspire to own a home. With mortgage rates at record lows, homeownership may be closer than ever to your reach. But is owning a home better than renting? One option may not be “better” than the other. However, there are advantages to owning a home that you...
