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In today’s highly competitive market, North Carolina residents want to make sure they understand the ins and outs of a real estate closing so as to avoid unnecessary complications that may hold up the deal. Until all parties have signed on the bottom line, however,...
It can be tough to think about the future and planning for the end of one’s own life. Few people work hard for most of their lives just to leave their money and property to others, but the reality is that many individuals die with real and personal property to their...
In most states, drivers face higher insurance premiums after a DWI conviction. However, North Carolina insurance companies charge a particularly steep premium, if they will insure you at all. Why are insurance rates so high after a DWI conviction? North Carolina...
If you are thinking about buying a condo, townhome or residential unit inside a North Carolina building, there is a good chance your dream home has at least one party wall. While this barrier sounds like a great deal of fun, it may also give you some headaches down...
An estate is the money and property owned by an individual at the time of death. This includes real estate, cash, stocks and other assets the person owns or has a controlling interest in. As part of the estate planning process, a person chooses an executor to oversee...
After you put in an offer to buy a new home, you often have to wait a few weeks for the closing date. During closing, all involved parties with the transaction receive payment and you get the keys to your house. According to a study put out by NerdWallet, buying a...
When buying a home, you will learn a lot of new vocabulary terms, such as title insurance. According to Realtor.com, title insurance protects you and your lender from future claims against the property. Your mortgage lender will usually require that you buy this...
If you were recently charged with driving while intoxicated, you likely have a number of hurdles to work through (such as legal stressors and concerns about the consequences of these allegations). However, it is important to understand the different ways in which...
Generally, trusts are either revocable or irrevocable. If you create a revocable trust, you maintain control over it by having the power to change the trust and appointing either yourself or someone close to you as the trustee. However, some individuals decide an...
When a spouse and children rely on a family-owned business for their support, an unexpected loss could result in financial devastation. Without plans for a competent individual to take over the business, a small family-owned enterprise may come to a sudden and...